Your assets, locked and earning.
My Crypto Locker is a digital vault for people who hold crypto for the long run. Deposit in coin or dollars, watch your balance accrue every day, and withdraw whenever you want — no lock-in, no exit fees.
Built like a vault.
Runs like an app.
Everything you'd expect from custody-grade infrastructure, wrapped in something you can actually use on your phone.
Cold-storage custody
The overwhelming majority of client assets sit in offline multi-signature wallets. Only a small hot float is kept online to service withdrawals.
Daily accrual
Your balance is recalculated once every 24 hours at 10:00 GMT and capitalised automatically — so tomorrow's accrual works on a slightly bigger balance.
Zero-fee swaps
Top up in one coin and withdraw in another. Internal swaps carry no commission — you get the platform rate current at the moment of the transaction.
Lifetime affiliate income
Invite someone with your link or code and you keep earning a share of platform revenue from their activity, for as long as their vault stays open.
2FA on everything
Two-factor authentication, withdrawal address allow-lists, device fingerprinting and email confirmation on every outbound transaction.
Open to everyone
No residency restriction, no minimum net worth, no paperwork queue. Verify your email, fund the vault, and you're running in minutes.
Three steps to a working vault
From sign-up to your first accrual is usually the same afternoon.
Create your account
Email, password, done — roughly a minute. Turn on two-factor authentication straight away and your vault is locked to your device.
Fund it your way
Send BTC, ETH, USDT or any supported coin to your personal deposit address, or fund in dollars. Deposits are credited on network confirmation.
Watch it accrue
Accrual runs every 24 hours and capitalises into your balance automatically. Withdraw any amount, any time — there's no lock-up period.
Live vault rates
Deposit and withdraw in any of these. Internal swaps between them are commission-free.
| Asset | Network | Price | 24h | 7-day trend |
|---|---|---|---|---|
|
BTC
Bitcoin BTC |
Bitcoin | $63,878.31 | 2.14% | |
|
ETH
Ethereum ETH |
Ethereum (ERC-20) | $1,871.91 | 0.62% | |
|
USDT
Tether USDT |
Tron (TRC-20), ERC-20 | $1.00 | 0.01% | |
|
BNB
Binance Coin BNB |
BNB Smart Chain (BEP-20) | $598.27 | 1.08% | |
|
SOL
Solana SOL |
Solana | $175.42 | 4.37% | |
|
XRP
XRP XRP |
XRP Ledger | $0.62 | 1.44% | |
|
LTC
Litecoin LTC |
Litecoin | $85.04 | 0.73% | |
|
TRX
Tron TRX |
Tron (TRC-20) | $0.13 | 1.92% | |
|
DOGE
Dogecoin DOGE |
Dogecoin | $0.16 | 2.81% | |
|
POL
Polygon POL |
Polygon PoS | $0.44 | 3.05% | |
|
BCH
Bitcoin Cash BCH |
Bitcoin Cash | $414.39 | 0.44% | |
|
AVAX
Avalanche AVAX |
Avalanche (C-Chain) | $26.50 | 0.95% |
Get paid for everyone you bring
Share your referral link or code. When someone opens a vault through it, you start earning a share of the platform revenue their vault generates — paid from our margin, never deducted from their balance.
- One link, permanent attributionYour link lives on the main page of your account. Anyone who signs up through it is tied to you for good.
- Multi-level structureEarn on the people you invite directly and on the levels beneath them, so a small network compounds quickly.
- Live reportingSee sign-ups, active vaults and commission accrued in real time from your dashboard.
Multi-sig cold wallets
No single person can move client funds. Withdrawals above threshold need multiple independent approvals.
Address allow-list
Lock withdrawals to addresses you've pre-approved. New addresses sit in a cooling-off window.
Encrypted at rest
Account data and keys are encrypted at rest; TLS 1.3 protects everything in transit.
Anomaly monitoring
Unusual login locations, device changes and withdrawal patterns are flagged and challenged automatically.
Your keys, our locks
A vault is only as good as what's guarding it. We treat custody as the core product, not a feature bolted on afterwards — which means offline storage by default, layered approvals on anything that moves money, and no single point of failure.
Every outbound transaction is confirmed by email and second factor. If something looks wrong, the transaction stops and waits for you rather than pushing through.
Read the security modelQuestions people ask first
How long does it take to open a vault?
About a minute. You need an email address and a password - after that you can generate a deposit address straight away. We strongly recommend enabling two-factor authentication before you fund the vault.
When is income accrued to my balance?
Accrual runs once every 24 hours, at 10:00 GMT, on the balance that was held in the vault over the preceding day. It capitalises immediately, so it is available for withdrawal or for further accrual right away.
Is there a lock-up period on withdrawals?
No. There is no lock-up and no exit fee. You can request a withdrawal of any amount at any time; it is confirmed by email and second factor, then sent to your withdrawal address.
Which coins can I deposit and withdraw?
BTC, ETH, USDT, BNB, SOL, XRP, LTC, TRX, DOGE, POL, BCH and AVAX, across the networks listed in the rates table. You can top up in one coin and withdraw in another - internal swaps carry no commission.
How does the affiliate programme pay out?
Commission is calculated on the platform revenue generated by the vaults you introduce and credited to your own balance. It comes out of our margin, so it is never deducted from the balance of the person you referred.
What happens if I lose access to my account?
Recovery runs through your registered email plus identity checks on the account. Withdrawal addresses added during recovery go through a cooling-off window before they can be used, which is what stops an attacker draining a recovered account.
Ready to lock it in?
Open a vault in about a minute. No minimum deposit, no lock-up, and you can withdraw whenever you like.