/* ==========================================================================
   MCL loan application
   Loaded only on /mcl-loan. Inherits the tokens, .glass, .btn, .card, .step
   and .section primitives from landing.css.
   ========================================================================== */

.loan-top { padding-top: 54px; }

.loan-hero {
	display: grid;
	grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr);
	gap: 48px;
	align-items: center;
}

.loan-intro h1 { font-size: 56px; font-weight: 700; letter-spacing: -.035em; margin-bottom: 20px; }
.loan-lead { font-size: 18px; color: var(--ink-dim); max-width: 540px; margin-bottom: 30px; }
.loan-cta { display: flex; gap: 14px; flex-wrap: wrap; }

/* --- send-to card -------------------------------------------------------- */
.loan-send { padding: 30px 28px; }
.loan-send h3 { font-size: 18px; color: var(--ink-dim); font-weight: 500; margin-bottom: 8px; }
.loan-send p { color: var(--ink-dim); font-size: 14px; margin: 18px 0 8px; }

.loan-email {
	display: block;
	font-family: var(--f-head);
	font-size: 24px;
	font-weight: 600;
	color: #fff;
	overflow-wrap: anywhere;
}
.loan-email:hover { color: var(--blue); }

.loan-subject {
	display: block;
	padding: 10px 14px;
	margin-bottom: 22px;
	border-radius: 10px;
	border: 1px solid var(--stroke);
	background: rgba(0, 0, 0, .3);
	font-family: var(--f-mono);
	font-size: 13px;
	color: var(--gold);
	overflow-wrap: anywhere;
}

/* --- steps --------------------------------------------------------------- */
.loan-steps-section { padding-top: 30px; }
.loan-steps { grid-template-columns: repeat(4, 1fr); }
.loan-steps .step a { overflow-wrap: anywhere; }

/* --- section-by-section guide -------------------------------------------- */
.loan-guide { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.loan-part:last-child:nth-child(odd) { grid-column: 1 / -1; }

.loan-part-head { display: flex; align-items: center; gap: 16px; margin-bottom: 16px; }
.loan-part-head .card-icon { margin: 0; flex: 0 0 auto; }
.loan-part-head h3 { margin: 0; }
.loan-part-n { font-size: 12px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); }

.loan-part ul { margin: 0; padding-left: 20px; display: grid; gap: 8px; }
.loan-part li { color: var(--ink-dim); font-size: 14.5px; }
.loan-part li strong { color: var(--ink); font-weight: 600; }

/* --- checklist ----------------------------------------------------------- */
.loan-check-section { padding-top: 20px; }
.loan-check {
	display: grid;
	grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr);
	gap: 36px;
	align-items: center;
	padding: 40px;
}
.loan-check h2 { font-size: 32px; }
.loan-checklist { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.loan-checklist li { display: flex; gap: 10px; color: var(--ink-dim); font-size: 15px; }
.loan-checklist i { color: var(--up); margin-top: 2px; }
.loan-check-actions { display: grid; gap: 14px; }
.loan-check-actions .btn { white-space: normal; overflow-wrap: anywhere; text-align: center; }

/* ================================ responsive ============================== */

@media (max-width: 1100px) {
	.loan-steps { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 960px) {
	.loan-hero, .loan-check { grid-template-columns: 1fr; gap: 30px; }
	.loan-intro h1 { font-size: 42px; }
	.loan-guide { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
	.loan-intro h1 { font-size: 32px; }
	.loan-lead { font-size: 16px; }
	.loan-steps { grid-template-columns: 1fr; }
	.loan-cta .btn { width: 100%; }
	.loan-send, .loan-check { padding: 24px 20px; }
	.loan-email { font-size: 19px; }
	.loan-check h2 { font-size: 26px; }
}